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SECURED CREDIT CARD

Same great features and benefits as our regular credit card.

Establish or rebuild your credit with a
Rhode Island Credit Union Secured VISA Credit Card.

As your payment history and card usage improves, so does your credit score.
This will help you qualify for more favorable financing in the future.

Credit Card Features

2.99% APR on purchases and balance transfers for the first 6 billing cycles
Low non-variable APRs ranging from 9.90% APR – 14.90% APR
Credit limits as low as $300
Pledge money in your Share Account as collateral
No annual fees
No balance transfer fees
Cash advance APR is the same as your low purchase APR
Debt protection available
Convenient shopping in store and online with chip enabled card for maximum security

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DISCLOSURES

young smiling beautiful asian woman presenting credit card in hand

Rewards earned for all your spending.

Earn ScoreCard points on all purchases – 1 point for every $1 spent
Receive 10,000 points after spending $1,000 in the first 90 days
Points never expire
ScoreMore points at participating retailers online and in-store

SCORECARD REWARDS LOGIN

SCORECARD REWARDS FAQ

Credit Card Related Services

BALANCE TRANSFER

Transfer a higher rate balance to your Rhode Island Credit Union credit card.

Learn more

CREDIT CARD CONTROL

Protect and control your credit card with the SecurLOCK™ Equip app.

Learn more

MOBILE WALLET

Secure and convenient payment method for your credit and debit card.

Learn more

To report your VISA Credit Cards lost or stolen, please call 800.991.4961 (domestic) or 727.570.4881 (international, call collect).

Credit Card Comparison

See how a Rhode Island Credit Union Credit Card stacks up against other credit cards.

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