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CREDIT CARDS

Get rewarded for your spending.

Purchasing power in the palm of your hand.

Credit Card Features

  • 2.99% APR on purchases and balance transfers for the first 6 billing cycles
  • Low non-variable APRs ranging from 9.90% APR – 14.90% APR
  • No annual fees
  • No balance transfer fees
  • Cash advance APR is the same as your low purchase APR
  • Debt protection available
  • Shopping in store and online with chip enabled card for maximum security
  • Access your account information and reward points through Online Banking or eZ Card Info.
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Rewards earned for all your spending.

Credit Card Related Services

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SECURED CREDIT CARD

Rebuild or repair your credit with a Secured Credit Card .

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BALANCE TRANSFER

Transfer a higher rate balance to your Rhode Island Credit Union credit card.

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CREDIT CARD CONTROL

Protect and control your credit card with the SecurLOCK™ Equip app.

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MOBILE WALLET

Secure and convenient payment method for your credit and debit card.

To report your VISA Credit Cards lost or stolen, please call 800.991.4961 (domestic) or 727.570.4881 (international, call collect).

Rhode Island Credit Union is required to comply with the provisions of the Unlawful Internet Gambling Enforcement Act (“UIGEA”) and Regulation GG. This notification is to inform you that restricted transactions, as defined under the UIGEA, are prohibited from being processed through your account or relationship with us. Restricted transactions include transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

By maintaining a Rhode Island Credit Union account, you agree not to use your account, access device, or any services made available to you for unlawful Internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful Internet gambling or other illegal activities.

Credit Card Comparison

See how a Rhode Island Credit Union Credit Card stacks up against other credit cards.