Secured and unsecured loans available for any purpose you choose.


A Prime Line of Credit is a personal line of credit. It can serve as an emergency fund or a way to pay for something that is out of your financial reach. Apply only once and when you need additional funds, you simply take an advance in person or online. You make payments only on the credit you’ve actually used.

| Personal Loan | Maximum Term | Annual Percentage Rate (APR)* | Monthly payment per $1,000 borrowed |
|---|---|---|---|
| 12 Months | 6.65% | $86.38 | |
| 60 Months | 10.65% | $21.58 | |
*All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000. |
|||
| Prime Line of Credit | Annual Percentage Rate (APR) | ||
|---|---|---|---|
| Prime Rate + 6.90%* | |||
*Variable APR will be based on Prime Rate as published in the Wall Street Journal +6.90%. Current Prime Rate is 6.75%. Minimum credit line is $2,000.00 and maximum credit line is $10,000.00. |
|||
You are now leaving Rhode Island Credit Union’s website. We are not responsible for the content, security, or privacy practices of third-party websites.