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DEBIT & ATM CARDS

Account access at your fingertips.

Every Checking Account comes with a Rhode Island Credit Union debit card to use anywhere you go.

Use your chip enabled debit card anywhere you shop to pay from your checking account. Add your debit card to your mobile wallet for added convenience. ATM transactions may also be completed with your debit card. An ATM Card is available if you need ATM access to your Share Account and do not have a Checking Account.
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CU ATM CONNECTION

Free ATM access at our branches and at participating Credit Union ATM Connection locations.

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MOBILE WALLET

Secure and convenient method of payment for your debit and credit card.

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APPLY FOR A DEBIT CARD

Obtain a card instantly in a branch or apply to have one mailed.

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OVERDRAFT PRIVILEGE

Optional Overdraft Privilege is available for checks, ATM and everyday debit card transactions.

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Surcharge Free ATM Access

Enjoy surcharge-free ATM access at any MoneyPass® Network, SUMSM Program and CO-OP ATMs.

Members have free ATM access at any of our branch locations and at participating Credit Union ATM Connection locations

To activate your debit card, call 800.992.3808 and follow the prompts. Instant issue debit cards obtained in a branch do not require activation.

Obtain a card instantly in any branch location or apply to have one mailed

To report your ATM Card or Debit Card lost or stolen, please contact 401.751.7440 or any branch office during business hours or during non-business hours contact 833.337.6075 (Domestic) or 614.564.5105 (International).

You can change your PIN at any Rhode Island Credit Union ATM provided you know the current PIN.

If you do not know your current PIN, please contact 800.992.3808 and follow the prompts.

Yes, there is a $500 daily cash withdrawal limit and a $500 daily limit on point of sale transactions. Higher limits will be considered upon request.

Important Restrictions

Due to fraudulent use of stolen ATM, debit, and credit card information, we may place restrictions on certain types of transactions and in high risk geographical locations. Unfortunately for security reasons, we cannot always share the details of why and when we need to take this preventative course of action. Likewise, our network partners may also restrict transactions on a global basis when threats impact a large population of cardholders. All of this is done to prevent loss to cardholders and financial institutions but unfortunately may cause inconvenience and disruption in service at times. When you plan to travel, please let us know beforehand so we can try to accommodate your needs should there be any restrictions in place.

Unlawful Internet Gambling Enforcement Act

Rhode Island Credit Union is required to comply with the provisions of the Unlawful Internet Gambling Enforcement Act (“UIGEA”) and Regulation GG. This notification is to inform you that restricted transactions, as defined under the UIGEA, are prohibited from being processed through your account or relationship with us. Restricted transactions include transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

By maintaining a Rhode Island Credit Union account, you agree not to use your account, access device, or any services made available to you for unlawful Internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful Internet gambling or other illegal activities.