Rhode Island Credit Union is a not-for-profit financial cooperative driven to make a difference in the lives of our members.
Rhode Island Credit Union has experienced many changes throughout our history. The Board and Management respond to industry changes to keep up with an ever changing financial and technological market. Our unique business model where members are the owners is as effective today as in 1946 when we were founded. The idea of serving only the needs of credit union members, not stockholders is what guides our decision-making process.
It is inevitable that changes will be made from time to time to keep the Credit Union viable and competitive. Like every other business, we adapt to the business realities of our time. Even as changes happen, we will continue to work hard to maintain our commitment to personal service. We remain dedicated to strengthening relationships with our existing and future members in the communities we serve.
Membership in Rhode Island Credit Union is open to individuals, fraternal organizations, voluntary associations, trusts, partnerships, limited liability companies, corporations, and other lawful persons having a place of business, living and/or working in Rhode Island. Membership is also open to individuals living in Massachusetts or Connecticut whether acting in their own capacity or as trustees of revocable living trusts.
Rhode Island Credit Union is dedicated to creating and maintaining positive long-term relationships with members.
The mission of Rhode Island Credit Union is to provide quality service and affordable and innovative products to our members while maintaining a sound financial position.


We strive to always be honest, fair, and responsible with employees and members. We take responsibility for our actions and handle personal financial business with the strictest confidentiality.
We are committed to the service of our members and to providing an exceptional member experience.
We strive to always recognize and understand the feelings and perspectives of others and respond with sincerity and respect.
We are driven to ensure secure systems, honest and authentic employees, consistent service, and to provide a safe and trusting environment for our staff and members.
We acknowledge all individuals without bias and create an inclusive atmosphere of acceptance and empathy.




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