Our Personal Loans are personalized for you.
Personal Unsecured Loan
- No prepayment penalties
- No fees as long as you pay on time
- Flexible repayment terms up to 60 months
- Competitive interest rates
Collateral Loans
- Share Savings and Certificate of Deposit collateral loans
- Borrow against funds you already have on deposit
- Excellent solution to help build credit
Prime Line of Credit
A Prime Line of Credit is a personal line of credit. It can serve as an emergency fund or a way to pay for something that is out of your financial reach. Apply only once and when you need additional funds, you simply take an advance in person or online. You make payments only on the credit you’ve actually used.
| Program | Maximum Term | Annual Percentage Rate (APR)* | Monthly payment per $1,000 borrowed |
|---|---|---|---|
| Personal Loan | 12 Months | 6.65% | $86.38 |
| 60 Months | 10.65% | $21.58 | |
*All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000. |
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| Program | Maximum Term | Annual Percentage Rate (APR) |
|---|---|---|
| Shares Collateral Loan | ||
| 3 years | Share Deposit Rate + 3% | |
| Certificate Collateral Loan | ||
| Certificate of Deposit Term | Certificate of Deposit Rate + 3% | |
| Program | Annual Percentage Rate (APR) | ||
|---|---|---|---|
| Prime Line of Credit | Prime Rate + 6.90%* | ||
*Variable APR will be based on Prime Rate as published in the Wall Street Journal +6.90%. Current Prime Rate is 7.50%. Minimum credit line is $2,000.00 and maximum credit line is $10,000.00. |
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