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Photo of smiling mature woman holding credit card while using on
SECURED CREDIT CARD

Same great features and benefits as our regular credit card.

Establish or rebuild your credit with a Rhode Island Credit Union Secured VISA Credit Card.

As your payment history and card usage improves, so does your credit score.
This will help you qualify for more favorable financing in the future.

Credit Card Features

  • 2.99% APR on purchases and balance transfers for the first 6 billing cycles
  • Low non-variable APR
  • Credit limits as low as $300
  • Pledge money in your Share Account as collateral
  • No annual fees
  • No balance transfer fees
  • Cash advance APR is the same as your low purchase APR
  • Debt protection available
  • Convenient shopping in store and online with chip enabled card for maximum security
APPLY NOW
DISCLOSURES
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ScoreCard Rewards 1
Rewards earned for all your spending.
  1. Earn ScoreCard points on all purchases – 1 point for every $1 spent
  2. Receive 10,000 points after spending $1,000 in the first 90 days
  3. Points never expire
  4. ScoreMore points at participating retailers online and in-store
SCORECARD REWARDS LOGIN
SCORECARD REWARDS FAQ

Credit Card Related Services

BALANCE TRANSFER

Transfer a higher rate balance to your
Rhode Island Credit Union credit card.

LEARN MORE

CREDIT CARD CONTROL

Protect and control your credit card from your
phone with the SecurLOCK™ Equip app.

LEARN MORE

MOBILE WALLET

Secure and convenient method of payment
for your credit and debit card.

LEARN MORE
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Credit Card Comparison

See how a Rhode Island Credit Union Credit Card stacks up against other credit cards.

COMPARE NOW

To report your VISA Credit Cards lost or stolen, please call 800.991.4961 (domestic) or 727.570.4881 (international, call collect).

 

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Scammers are contacting people spoofing our phone number 401-751-7440. The caller is stating they are our fraud department and there are large charges on their account. The caller is stating the only way to stop the charges is to provide the last six digits of their debit card, all of their account balances, and their name. We will never call you and ask for this information. Contact us at our known telephone number or visit a branch location with any questions or concerns. If you have provided any information about your debit card to the scammer and we are closed, please report the card stolen to 833.337.6075.