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CREDIT CARDS

Get rewarded for your spending.

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Purchasing power in the palm of your hand.

Credit Card Features

  • 2.99% APR on purchases and balance transfers for the first 6 billing cycles
  • Low non-variable APRs
  • No annual fees
  • No balance transfer fees
  • Cash advance APR is the same as your low purchase APR
  • Debt protection available
  • Shopping in store and online with chip enabled card for maximum security
  • Access your account information and reward points through Online Banking or eZ Card Info.
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DISCLOSURES

ScoreCard Rewards
Rewards earned for all your spending.
  1. Earn ScoreCard points on all purchases – 1 point for every $1 spent
  2. Receive 10,000 points after spending $1,000 in the first 90 days
  3. Points never expire
  4. ScoreMore points at participating retailers online and in-store
SCORECARD REWARDS LOGIN
SCORECARD REWARDS FAQ

Credit Card Related Services

SECURED CREDIT CARD

Rebuild or repair your credit with a Secured Credit Card .

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BALANCE TRANSFER

Transfer a higher rate balance to your Rhode Island Credit Union credit card.

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CREDIT CARD CONTROL

Protect and control your credit card with the SecurLOCK™ Equip app.

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MOBILE WALLET

Secure and convenient payment method for your credit and debit card.

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Credit cards stack
Credit Card Comparison

See how a Rhode Island Credit Union Credit Card stacks up against other credit cards.

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To report your VISA Credit Cards lost or stolen, please call 800.991.4961 (domestic) or 727.570.4881 (international, call collect).
Rhode Island Credit Union is required to comply with the provisions of the Unlawful Internet Gambling Enforcement Act (“UIGEA”) and Regulation GG. This notification is to inform you that restricted transactions, as defined under the UIGEA, are prohibited from being processed through your account or relationship with us. Restricted transactions include transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

By maintaining a Rhode Island Credit Union account, you agree not to use your account, access device, or any services made available to you for unlawful Internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful Internet gambling or other illegal activities.

 

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Scammers are contacting people spoofing our phone number 401-751-7440. The caller is stating they are our fraud department and there are large charges on their account. The caller is stating the only way to stop the charges is to provide the last six digits of their debit card, all of their account balances, and their name. We will never call you and ask for this information. Contact us at our known telephone number or visit a branch location with any questions or concerns. If you have provided any information about your debit card to the scammer and we are closed, please report the card stolen to 833.337.6075.