Every Checking Account comes with a Rhode Island Credit Union debit card to use anywhere you go.
Use your chip enabled debit card anywhere you shop to pay from your checking account. Add your debit card to your mobile wallet for added convenience. ATM transactions may also be completed with your debit card. An ATM Card is available if you need ATM access to your Share Account and do not have a Checking Account.
CU ATM CONNECTION
Free ATM access at our branches and at participating Credit Union ATM Connection locations.
To report your ATM Card or Debit Card lost or stolen, please contact 401.751.7440 or any branch office during business hours or during non-business hours contact 833.337.6075 (Domestic) or 614.564.5105 (International).
Yes, there is a $500 daily cash withdrawal limit and a $500 daily limit on point of sale transactions. Higher limits will be considered upon request.
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Important Restrictions
Due to fraudulent use of stolen ATM, debit, and credit card information, we may place restrictions on certain types of transactions and in high risk geographical locations. Unfortunately for security reasons, we cannot always share the details of why and when we need to take this preventative course of action. Likewise, our network partners may also restrict transactions on a global basis when threats impact a large population of cardholders. All of this is done to prevent loss to cardholders and financial institutions but unfortunately may cause inconvenience and disruption in service at times. When you plan to travel, please let us know beforehand so we can try to accommodate your needs should there be any restrictions in place.
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Unlawful Internet Gambling Enforcement Act
Rhode Island Credit Union is required to comply with the provisions of the Unlawful Internet Gambling Enforcement Act (“UIGEA”) and Regulation GG. This notification is to inform you that restricted transactions, as defined under the UIGEA, are prohibited from being processed through your account or relationship with us. Restricted transactions include transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.
By maintaining a Rhode Island Credit Union account, you agree not to use your account, access device, or any services made available to you for unlawful Internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful Internet gambling or other illegal activities.
We will be closed at 1:00 pm on December 24, 2024 for Christmas Eve and closed on December 25, 2024 in observance of Christmas Day.
