Wire Transfers
Online banking and money transaction concept.
WIRE TRANSFER

Rhode Island Credit Union wires funds to domestic and international institutions that are capable of receiving the wired funds.

To receive wire transfers to your Rhode Island Credit Union account, please provide the sender/financial institution with the following information:

  • Wire to: Alloya Corporate Federal Credit Union, Albany, NY
  • ABA# 221381715
  • Further Credit: Rhode Island Credit Union, 160 Francis Street, Providence, RI 02903
  • Account Number: 211590493
  • Final Credit: Member’s Name, Address and Account Number with Rhode Island Credit Union

Wires sent to us from an international bank of origin must first be sent to a corresponding US bank for further credit to Alloya Corporate Federal Credit Union, as they cannot accept international wires directly.

To process an outgoing wire transfer, you should:

  • Contact the recipient of the funds and obtain the complete wiring instructions. These instructions should include the following information:
  • The full name, address and American Banking Association (ABA) routing/transit number of the receiving bank, and also for any intermediary banks.
  • The recipient’s full name, address and account number
  • All addresses must be a physical location/street address, and cannot be a PO Box
  • All wires will require a statement of purpose for the wire
  • International wires may require a Bank/Sort Code, SWIFT code or IBAN.  Please check with the receiving bank for their complete wiring instructions.
  • To be sent the same day, wire transfer requests must be received by 3:00 pm for domestic wires, or by noon for international wires.
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WIRE TRANSFER SCAMS

Wire transfers are a quick and efficient way to move money electronically from one person to another. But scammers also find
wire transfers useful to try and scam unsuspecting victims! Wiring money is like sending cash and once it’s gone, you probably can’t get it back.

When buying a home, verify where the money is to be wired, especially if you get wire instructions by email.

Wires to a title company or real estate professional can be an attractive target for hackers.

 

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Scammers are contacting people spoofing our phone number 401-751-7440. The caller is stating they are our fraud department and there are large charges on their account. The caller is stating the only way to stop the charges is to provide the last six digits of their debit card, all of their account balances, and their name. We will never call you and ask for this information. Contact us at our known telephone number or visit a branch location with any questions or concerns. If you have provided any information about your debit card to the scammer and we are closed, please report the card stolen to 833.337.6075.